Who Pays In an Accident With an Uninsured Motorist?

If you’ve been involved in a car accident with an uninsured motorist, you may be wondering who will pay for the damages and medical expenses. This can be a frustrating and stressful situation, but there are options available to you. In this blog post, we will discuss what you can do if you find yourself in this situation.

What To Do When Involved in a Car Accident With An Uninsured Motorist

Contact Your Insurance Company

The first thing you should do after an accident with an uninsured motorist is to contact your own insurance company. Depending on your policy, you may have uninsured motorist coverage, which can help cover the costs of damages and medical expenses. Your insurance company can also advise you on what steps to take next.

File a Lawsuit

If the uninsured motorist is at fault for the accident, you may be able to file a lawsuit against them to recover damages. However, it’s important to note that if the uninsured motorist doesn’t have any assets or income, it may be difficult to collect any money awarded in the lawsuit.

Seek Legal Help

Navigating the legal system can be complicated, especially when dealing with an uninsured motorist. It’s important to seek the help of an experienced personal injury attorney who can guide you through the process and help you get the compensation you deserve.

Consider Mediation

Mediation can be a more cost-effective and efficient way to resolve disputes than going to court. In mediation, a neutral third party helps the parties involved come to a mutually agreeable resolution. This can be a good option if you want to avoid a lengthy and expensive legal battle.

Take Preventative Measures

While you can’t control whether or not other drivers have insurance, you can take preventative measures to protect yourself in case of an accident. Make sure you have uninsured motorist coverage on your own policy, and consider purchasing additional coverage, such as collision coverage or personal injury protection.

In conclusion, being involved in an accident with an uninsured motorist can be a frustrating and stressful situation. However, there are options available to help you recover damages and medical expenses. Contact your insurance company, seek legal help, and consider preventative measures to protect yourself in the future. If you need assistance with your case, the experienced personal injury attorneys at Strong Law, P.C. are here to help. Contact us today to schedule a consultation. (417) 887-4300